银发族不仅仅是传统意义上的“年长者”，他们是现代社会中具有独立生活能力、活跃于社交网络、使用智能设备的群体。很多银发族不愿接受衰老的现实，依然保持着积极的生活态度和较强的社会参与感。部分银发族甚至拥有不容忽视的消费潜力和经济能力。大前研一提出，银发族应被称为“活力银发族”。然而，是否能成为活力银发族，往往取决于他们在成为银发族之前的生活方式选择。

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